Requirements 680+ credit Tri – Merge credit report Below 25% utilization on all revolving Personal credit lines(we can consult the client on that we will still Pre-approve if over utilized) Document Qualification Tri – Merged credit report (mandatory) 2 years personal and business tax return(optional) Debt schedule, balance sheet , P&L (optional) 6 months business bank statements(optional) Aside from the credit report the Documents above are only mandatory if looking for over $150k.(More documents may be requested from the banks as the program progresses) Preferred Industries Medical Consultants Accountants Law services Hospitality Restaurants

Cash-out or refinance of non-owner-occupied family residential or mixed-use properties. Loan Size: $150,000, TO $3,000,000 Property Types: Single-Family Properties, Multifamily Properties, And Mixed-Use Properties. Loan Term: 6-24 MONTHS Experience Level: ANY Minimum Credit Score: 650 Interest Rates: AS LOW AS 8.99% Points: 2%+ Max Purchase LTV: 80%